Thinking about buying a house? Whether you’re eyeing a brand‑new build or a fixer‑upper, the right tips can save you thousands and keep stress low. Below you’ll find practical advice that covers budgeting, what to look for on site, and how to decide if building or buying makes more sense for you.
Start with a clear budget. List your deposit, mortgage limits, and extra cash for fees like stamp duty, surveys, and moving costs. In 2025 the average new‑build price sits around £300,000, but add around 10‑15% for finishing touches and professional fees. If you’re considering building, break down the cost per square metre – labour, materials, and permits can add up fast. Look at recent reports that show cheap building methods, such as modular panels, can shave up to 20% off the total.
Don’t forget hidden costs. Foundation problems are a common surprise. A small crack under 2 mm might be harmless, but anything wider could mean expensive repairs. Get a structural engineer’s opinion early – it’s cheaper than fixing surprises after you move in.
Walk through the property with a checklist. Check for signs of subsidence: sloping floors, doors that stick, or walls that bulge. Verify the roof’s condition – look for missing tiles or rusted gutters that could lead to water damage.
If the house has a loft, make sure it’s eligible for conversion. Low headroom or certain truss layouts can make a conversion costly or impossible. Knowing this ahead of time helps you plan for extra living space without unexpected setbacks.
Planning permission can make or break an extension idea. In the UK, you can extend up to 8 m forward without needing consent if you stay within permitted development rules. Anything beyond that means a full application, which adds time and expense.
Insurance matters too. Not all policies cover foundation issues, especially if the problem existed before purchase. Ask the insurer what’s excluded and consider a separate policy if needed.
Finally, decide if you want to build or buy. Building gives you control over layout and materials, but you’ll face timelines, contractor management, and possible delays. Buying a ready‑made home offers speed, but you might inherit hidden flaws.
Use these tips as a starting point, match them to your personal situation, and you’ll walk into your new home with confidence. Happy house hunting!
Buying a house with foundation problems can be a tricky decision. On one hand, you might score a bargain since such issues can lower market prices. On the other hand, foundation issues could lead to extensive repairs and costs down the line. This article delves into the risks and rewards of purchasing a property with foundation problems and offers practical tips for potential buyers.
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