Property Guides: Everything You Need to Know About UK Homes
Whether you’re fixing a crack in the foundation or figuring out if you can add a loft, the right info saves time, money and headaches. Below you’ll get straight‑to‑the‑point advice on the most common property questions that pop up across the UK.
Foundation & Structural Issues
Cracks in a foundation can be scary, but not every hairline split means disaster. Measure the width with a ruler – anything under 2 mm is usually harmless. Once it hits 3 mm, start worrying and call a structural engineer. They’ll check for movement, soil shifts and whether the crack is growing.
Repairing a foundation isn’t a DIY job. The best cement for the job is a hydraulic mix that expands as it cures – it fills gaps and locks the concrete back together. If you use the wrong mix, the repair can crack again, adding to the problem.
Insurance policies often exclude foundation damage unless it’s caused by a covered event, like subsidence. Read the fine print: some insurers only cover damage after you’ve reported it, and they may cap payouts. Knowing this before you buy a house can prevent nasty surprises later.
Home Extensions and Renovations
Thinking about extending your house without planning permission? In England, you can add up to 8 m² for a rear extension and 6 m² for a side extension under Permitted Development rules. Height can’t exceed 4 m for a rear extension if it’s within 2 m of a neighbour’s property. Exceed those limits and you’ll need a full planning application.
Loft conversions are another popular upgrade, but not every loft is suitable. Low headroom (under 2.2 m) and obstructive trusses make conversion costly or impossible. Check the roof structure early – a simple survey can tell you if you need to strengthen joists before you start.
If you’re weighing building a new house versus buying an existing one in 2025, look at the full cost breakdown. Land, foundations, labour, and finishing can add up fast. New builds often cost 10‑15 % more than buying a similar existing home, but you’ll get a brand‑new, energy‑efficient build with warranties.
Choosing durable materials can stretch the life of your home for generations. Steel frames, high‑density concrete blocks and brick with a low water‑absorption rate resist damp and settle better than timber frames. Investing a little more now avoids costly repairs later.
When you hire a builder, remember that the term “contractor” isn’t just a fancy name. It reflects legal responsibilities and insurance requirements. Always ask for proof of public liability insurance and check references before signing a contract.
Finally, keep an eye on the settlement period after construction. New buildings can settle for up to a year, especially if the soil shrinks or expands. Small cracks in plaster are normal, but widening gaps in walls or doors that stick are red flags that may need engineering advice.
Got a specific property question? Browse our articles – from foundation crack sizes to budgeting bathroom remodels – and you’ll find practical, UK‑focused answers that cut through the jargon.
